What Information Do We Collect?
As described in detail below, we may collect certain identifying information from or about you in connection with your use of, or your submissions to, the Websites (the “Collected Information”). Collected Information includes, without limitation, any information that may be used to identify you, including, but not limited to, a first and last name, a home, business, or other physical address, business name, a phone number, an email address, employer name, employer information (i.e., employer address and other identifying information).
Cookies and Usage Reports
By placing a small file known as a “cookie” on your computer (or other device), Horsesmouth and its third party service providers’ servers passively gather information about all visitors’ use of the Websites for several reasons, including, but not limited to, the following: statistics collection and analysis, Website optimization, analytics (as described below), market research, and maintenance of user login information. The information that we and our third party service providers track with cookies includes, but is not limited to, the type of browser (such as Google Chrome or Internet Explorer) and Internet-connected devices being used to access the Websites, your Internet protocol (“IP”) address, your home domain or Internet service provider, your referrer URL (which is the URL for the website that you were viewing prior to visiting the Websites), how you were directed to the Websites, which specific pages you access on the Websites, how long you view each page, the time and date you access our Websites and the total number of visitors to the Websites and any portions thereof. We, and/or our third party service providers, may use the information collected from cookies or similar files on your computer for security purposes (such as authentication), to facilitate site navigation and to personalize your experience while visiting the Websites. This data helps us and our third party service providers improve our respective product and services.
Most popular Internet browser applications will allow you to configure the browser so as not to accept cookies. However, setting your browser to reject cookies may, in certain instances, prevent you from taking full advantage of the Websites (or some portion thereof) and its capabilities, or cause some features of the Websites to function improperly or more slowly.
Google Analytics and Web Beacons
Some of the areas of the Websites may contain electronic images known as web beacons (sometimes known as clear gifs) that allow Horsesmouth, and its third party providers or affiliates, to count and track users who have visited certain portions of the Websites. Web beacons collect only limited information and do not collect any of your identifying information. Specifically, Horsesmouth may use a type of web beacon known as a “retargeting pixel,” which will allow users to receive targeted advertising from Horsesmouth via certain social media websites, including Facebook.
We appreciate your questions and comments about the Websites and welcome your messages at our “Contact Us” page, which you can find here. If you correspond with Horsesmouth through the Websites or via email, the Collected Information may include the content of, and metadata regarding, any correspondence you may have with us. We may share your messages with those within our organization who are most capable of addressing the issues contained in your message.
How Can I Opt-Out of Promotional Correspondence?
We may send you emails with promotional offers. If you would no longer like to receive information, newsletters or other promotional messages from us, please click the link at the bottom of any such email you receive from us and follow the instructions. Your email address will be removed from the appropriate list. Please allow us a reasonable period of time in order to satisfy your request, as some promotions may already be in process.
Online Account Management
If you elected to subscribe to any online services provided via the Websites, including the ability to access any password-protected areas of the Websites, you will be required to submit identifying information (including some Collected Information) for the purpose of verifying your identity and your authority to manage the account. This Collected Information will be used exclusively by Horsesmouth, our agents, suppliers and third-party service providers for internal use and to respond to your service requests.
How Do We Use The Information That We Collect?
- you expressly authorize Horsesmouth to do so,
- it is necessary to allow Horsesmouth’s service providers, agents, or other third parties to provide products or services for or to Horsesmouth,
- it is necessary in order to provide the Websites or the services,
- Horsesmouth sends you other information that may be useful to you,
- Horsesmouth sends you surveys and you voluntarily complete and submit such surveys such as in connection with our Advisor Focus Group program,
- subject to applicable contractual or legal restrictions, it is disclosed to entities that perform marketing services on Horsesmouth’s behalf or to other entities with whom Horsesmouth has joint marketing agreements,
- it is necessary to protect the confidentiality or security of your records,
- it is necessary in connection with other business purposes including, without limitation, verifying identity, age, and/or payment details, investigating complaints about the Websites, risk assessment, security, fraud and crime prevention/detection, monitoring, research and analysis, marketing, establishing and maintaining relationships with your employer and/or affiliated firms, customer purchasing preferences and trends and dispute resolution,
- it is necessary to comply with law enforcement, governmental mandate, or other legal requirement, if appropriate, for your protection or in connection with an investigation or prosecution of possible unlawful activity;
- subject to applicable contractual or legal restrictions, it is necessary in connection with a sale of all or substantially all of the assets of Horsesmouth or the merger of Horsesmouth into another entity or any consolidation, share exchange, combination, reorganization, or like transaction in which Horsesmouth is not the survivor, or
- it is otherwise necessary for Horsesmouth to disclose it as required or permitted by law.
With Whom Do We Share Information That We Collect?
For any purchases that you make through our online store, it will be necessary for us to share some of your Collected Information with the third party payment processors in order to process your requested transaction.
We do not sell, rent, or lease our user lists or the identity of individual users to third parties. However, Horsesmouth may use, sell and/or disclose certain aggregated, anonymized information, such as Websites usage data and survey results, to our trusted business partners such as asset management firms and their service providers. Such information may also be shared with other users or the general public for advertising, informational, or comparison purposes. However, such information shall not be personally identifiable to any user.
We may also disclose Collected Information if we become subject to a subpoena or court order, or if we are otherwise legally required to disclose information. We may also use and disclose Collected Information to establish or exercise our legal rights, to assert and defend against legal claims, or if we believe such disclosure is necessary to investigate, prevent, or take other action regarding actual or suspected illegal or fraudulent activities or potential threats to the physical safety or well-being of any person.
As Horsesmouth grows and develops its business, it is possible that its corporate structure or organization might change or that it might merge or otherwise combine with, or that it or portions of its business might be acquired by, another company. In any such transactions, customer information generally is, and should be expected to be, one of the transferred business assets. Also, if any bankruptcy, liquidation or reorganization proceeding is brought by or against us, your information may be considered a company asset that may be sold or transferred to third parties.
Any identifying information you provide us when applying for a career position with Horsesmouth will be used solely to consider and act upon your application. We may retain your identifying information for a period of time. We may disclose your identifying information to our agents for the purpose of evaluating your qualifications for the particular position you applied for, or other available positions. We may also disclose your identifying information to third parties hired by us to collect, maintain, and analyze candidates for career positions.
What Choices Do You Have?
When submitting information, corresponding, making requests for information, and otherwise interacting with Horsesmouth and its representatives through or in connection with the Websites, you choose what information to supply or submit, whether you wish to receive further information, and how you may be contacted. Please take care to share only such information as is needed or that you believe is appropriate. Any promotional email we send to you will contain a link which will allow you to opt out of receiving any further correspondence. If you have created an online account, you may request a change your correspondence preferences by contacting us here. You may disable your online account access at any time; however, this will not necessarily result in the deletion of any Collected Information.
How Do We Protect Information Collected About You?
Additionally, in the event that we offer a message board or any other interactive or social-type feature on the Websites, please be aware that these areas may allow you to post, and share with other users, certain messages, content, or other information. We encourage you to be wary of giving out any personal information, or any personal information of others to which you may have access, in such forums. The information you post can be collected and used by other people. We cannot guarantee the privacy and safety of these areas and are therefore not responsible for any information you choose to post. Your use of these features is fully at your own risk.
Social Media Platforms and Websites
The Websites are intended for a general audience and is not intended for use or view by children under 13 years of age without parental consent, and we do not knowingly collect information about children or sell products to children. Consistent with the Children’s Online Privacy Protection Act, we will not knowingly collect any information from children under the age of 13. If you are under the age of 13, you must ask your parent or guardian to assist you in using the Websites. Furthermore, we may restrict entries to any contests, sweepstakes or promotions to entrants who are at least 18 years of age.
Visiting The Websites From Outside The United States
Do Not Track Requests
Whom Can You Contact For More Information?
If you have any questions or suggestions about the Websites, Horsesmouth, our services, or our privacy practices, please contact us at email@example.com.